Lois Loschiavo

Lois Loschiavo

Unapologetic zombie evangelist. Hipster-friendly internet trailblazer. Total pop culture expert. Typical coffee practitioner. Amateur zombie lover.

44 Posts Written
The Pros and Cons of Payday Loans

The Pros and Cons of Payday Loans

Payday loans are a type of short-term loan that provides high-interest credit based on your income. They are offered at...

Cash Advance Apps: 13 Alternatives to Payday Loans

Cash Advance Apps: 13 Alternatives to Payday Loans

When times are tough, it can be difficult to make ends meet. Unfortunately, there are unscrupulous people who take...

Can I Get a Payday Loan with a Negative Bank Account?

Can I Get a Payday Loan with a Negative Bank Account?

Are you in need of quick cash but your bank account is in the red? You may be wondering if it's still possible to get a...

Can You Get a Loan Over the Weekend?

Can You Get a Loan Over the Weekend?

Most traditional banks and credit unions close their operations on weekends, so if you submit your loan application on a...

Why You Should Avoid Payday Loans

Why You Should Avoid Payday Loans

Payday loans are a financial quicksand that many borrowers find themselves unable to escape. The two main reasons people...

When is a Payday Loan Repaid? A Comprehensive Guide

When is a Payday Loan Repaid? A Comprehensive Guide

When you take out a payday loan, you may receive cash, a check, or have the money deposited into your bank account. You...

Who Offers Payday Loans? Get the Money You Need Quickly

Who Offers Payday Loans? Get the Money You Need Quickly

CashUSA and MoneyMutual are two of the most popular online lenders that offer payday loans. These short-term loans...

What Payday Loan is Right for Everyone?

What Payday Loan is Right for Everyone?

Secured decision loans have a high approval rate, and even people with bad credit can apply for it. Consumers use online...

4 Reasons to Avoid Payday Loans and How to Get Help

4 Reasons to Avoid Payday Loans and How to Get Help

Payday loans are often seen as a quick and easy way to get cash, but they come with a high cost. Payday lenders charge...

Cash Advance vs Payday Loan: What's the Difference?

Cash Advance vs Payday Loan: What's the Difference?

A cash advance is a short-term loan that you can get with your credit card. It is a type of loan that is usually paid...

Where to Find the Best Payday Loans Online

Where to Find the Best Payday Loans Online

Are you in need of a short-term loan to cover an unexpected expense? Payday loans are a great option for those who need...

Why Payday Loans are a Bad Idea

Why Payday Loans are a Bad Idea

Payday loans are incredibly risky due to their very high interest rates and charges. Many people find it difficult to pay ...

Which Apps Will Help You Get Through Until Payday?

Which Apps Will Help You Get Through Until Payday?

Earnings: Best for Hourly Workers. Cash advance apps are a more recent development that similarly provide quick cash...

The Pros and Cons of Taking a Cash Advance

The Pros and Cons of Taking a Cash Advance

When you're in a financial bind and need money fast, a merchant cash advance could be the solution. After submitting your ...

Are Payday Loans Good? A Comprehensive Guide

Are Payday Loans Good? A Comprehensive Guide

Payday loans are incredibly risky due to very high interest rates and charges. Many people find it difficult to pay them...

Who Provides Payday Loans? An Expert's Guide

Who Provides Payday Loans? An Expert's Guide

Payday loan providers are usually small credit merchants with physical stores that allow approval and application for...

Can You Have 3 Payday Loans At Once?

Can You Have 3 Payday Loans At Once?

In addition, unless they can demonstrate their ability to pay it all back, borrowers cannot apply for more than one...

The Dangers of Payday Loans: 5 Reasons to Avoid Them

The Dangers of Payday Loans: 5 Reasons to Avoid Them

Payday loans are a type of loan that can be dangerous if not used responsibly. They are often used by people who have...

How Many Payday Loans Can I Get?

How Many Payday Loans Can I Get?

In most cases, you can only obtain one payday loan at a time. However, in some states, you can apply for short-term loans ...

How Many Payday Loans Can You Have in a Year?

How Many Payday Loans Can You Have in a Year?

In most cases, you can only obtain one payday loan at a time. However, in some states, you can apply for short-term loans ...

Which Payday Loans are Legit?

Which Payday Loans are Legit?

MoneyMutual is our top-ranked online lending marketplace for several reasons. It helps consumers get cash quickly,...

Understanding Payday Loans: How to Repay and Avoid Default

Understanding Payday Loans: How to Repay and Avoid Default

Payday loans are a type of short-term loan that provide high-interest credit based on your income. They are also known as ...

Why Payday Loans are Still a Thing

Why Payday Loans are Still a Thing

Payday loans are a type of short-term loan that can be used to cover unexpected expenses or to avoid more expensive late...

What's Wrong with a Credit Card Cash Advance?

What's Wrong with a Credit Card Cash Advance?

A credit card cash advance is a short-term loan on your card account that can have costly consequences. It is a simple...

13 Apps for Cash Loans: Alternatives to Payday Loans

13 Apps for Cash Loans: Alternatives to Payday Loans

Cash advance apps like Earnin, Dave, and Brigit offer a quick fix if you need cash in an emergency. But before you borrow ...

Understanding the Basics of Payday Loans

Understanding the Basics of Payday Loans

A payday loan is a short-term financial solution that can help you manage your immediate cash needs until you receive...

How to Get an Early Payday Loan Easily

How to Get an Early Payday Loan Easily

If you're in need of quick cash, a payday loan can be a great option. Payday loans are short-term loans designed to help...

Are Payday Loans Worth Repaying?

Are Payday Loans Worth Repaying?

Payday loans are incredibly risky due to their very high interest rates and charges. Many people find it difficult to pay ...

Are Payday Loans Legal or Illegal?

Are Payday Loans Legal or Illegal?

Payday loans are legal in 27 states, and another 9 allow some type of short-term loan with restrictions. The remaining 14 ...

When Do Payday Loans Expire?

When Do Payday Loans Expire?

When it comes to payday loans, the borrower is usually expected to repay the loan in a single payment on their next...

Does Advance America Offer Loans for People with Poor Credit?

Does Advance America Offer Loans for People with Poor Credit?

From payday loans and installment loans to title loans and lines of credit, Advance America offers a variety of financial ...

What is the Highest Payday Loan You Can Get?

What is the Highest Payday Loan You Can Get?

In recent months, several states have taken steps to limit interest rates on payday loans in an effort to protect...

The Pros and Cons of Payday Loans: What You Need to Know

The Pros and Cons of Payday Loans: What You Need to Know

Simply put, a payday loan is a fast cash loan with a high interest rate, as it poses a high risk for lenders. Refund only ...

Are Payday Loans Easy or Hard to Repay?

Are Payday Loans Easy or Hard to Repay?

Payday loans can be a tricky thing to manage, as they don't require lenders to assess your debt-to-income ratio or take...

Can Payday Loans Affect Your Credit Score?

Can Payday Loans Affect Your Credit Score?

Payday loans are generally not reported to the top three national credit reporting companies, so they are unlikely to...

Where Can I Get a Payday Advance?

Where Can I Get a Payday Advance?

We understand that sometimes you need cash quickly, and that's why we're here to help you get cash advances in...

Can Payday Loans Help Your Credit Score?

Can Payday Loans Help Your Credit Score?

Payday loans are generally not reported to the top three national credit reporting companies, so they are unlikely to...

How Long Do Payday Loans Stay on Your Credit Report?

How Long Do Payday Loans Stay on Your Credit Report?

At that stage, bad debt will almost certainly appear on your credit reports because most collectors provide information...

Where Can I Get a Payday Advance Online?

Where Can I Get a Payday Advance Online?

Applying for payday loans online is a great way to get the funds you need fast. At Payday Depot, you can apply for a...

What are Payday Loans and How to Get Them?

What are Payday Loans and How to Get Them?

Payday loans are a type of short-term loan that provides high-interest credit based on your income. They are also known...